Cán Bộ Công Nhân Viên Nhà Nước Vay Tín Chấp Để Kinh Doanh

Hiện nay, vấn đề vay vốn ngân hàng để mở rộng các hoạt động kinh doanh hay đơn thuần phục vụ các nhu cầu tiêu dùng thiết yếu của cuộc sống, ngày càng trở nên phổ biến. Đặc biệt hơn, các nguồn cho vay này được các ngân hàng tung ra với rất nhiều chính sách ưu đãi đặc biệt đối với đội ngũ những người là cán bộ công nhân viên chức bởi tính cố định trong thu nhập cũng như mức độ uy tín vay luôn được đánh giá ở mức cao.

Tùy thuộc vào mỗi ngân hàng sẽ có những điều khoản cũng như thủ tục yêu cầu vay đối với từng đối tượng khách hàng. Có thể chính sách ưu đãi sẽ được áp dụng cho những người là cán bộ trực thuộc ngân hàng hay mở rộng ra là toàn thể những người là cán bộ công nhân viên chức nhà nước (CBNV), miễn sao có điều kiện vay tiền ngân hàng nhanh nhất phù hợp.

Đặc Điểm Khi CBNV Vay Tín Chấp Ngân Hàng

  • Vay nhanh đến 25 lần lương (tối đa 500 triệu đồng)
  • Thời gian vay đến 60 tháng
  • Nhận tiền ngay trong vòng 2 ngày
  • Vay tiền không cần thế chấp, cầm cố tài sản, giấy tờ
  • Tiền vay được trả góp hàng tháng theo lãi suất giảm dần
  • Lãi suất thấp nhất thị trường ngân hàng

 

Điều kiện được vay vốn ngân hàng dành cho CBNV

  • Công dân Việt Nam tuổi từ 22 đến 55 đối với nữ, và 60 đối với nam tại thời điểm kết thúc khoản vay
  •  Có HKTT hoặc KT3 và đang công tác tại các doanh nghiệp nhà nước.
  • Thu nhập ít nhất từ 3 triệu đồng 1 tháng trở lên
  • Thâm niên công tác từ 2 năm trở lên, có thể làm theo hợp đồng lao động

Thủ Tục Để CBNV Vay Ngân Hàng

  • Đơn đều nghị vay vốn kèm cam kết hoàn trả nợ theo mẫu quy định của ngân hàng
  • Sổ Hộ khẩu/KT3 • CMT hoặc hộ chiếu
  • Chứng minh thâm niên công tác hoặc hợp đồng lao động
  • Chứng minh thu nhập từ công ty
  • Quyết định biên chế/ Quyết định bổ nhiệm/ Quyết định nâng lương/tăng bậc/hàm…

 

 

 

 

 

 

 

 

 

 

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