Vay Theo Hóa Đơn Điện

– Vay tín chấp theo Hóa Đơn tiền điện (HĐĐ) là khoản vay không cần thế chấp tài sản, chỉ dựa vào phí hóa đơn điện mà khách hàng đã thanh toán 3 tháng gần nhất. Việc ngân hàng  chấp nhận cho vay chỉ dựa vào số phí Hóa Đơn Điện mà khách hàng đóng 3 tháng gần nhất.

Đặc Điểm Vay Theo Hóa Đơn Điện 

– Khoản vay: từ 10 – 100 triệu đồng

– Thời gian linh hoạt: 06 tháng – 36 tháng

– Vay tiền Không cần chứng minh thu nhập tài chính

– Vay tiền Không cần thế chấp, cầm cố tài sản, giấy tờ

– Vay tiền Không cần bảo lãnh từ người thân bạn bè

– Lãi suất dựa vào mức phí đóng tiền điện hàng tháng

– Tiền vay được trả góp hàng tháng và Được quyền thanh toán khoản vay trước hạn

– Thủ tục cực kì đơn giản

– Lãi suất ổn định và giao động từ 1,6% – 2,95%

 Điều kiện Vay tín chấp theo Hóa Đơn Điện

– Hộ khẩu: Toàn quốc

– Nơi cư trú hiện tại: Tp.HCM, Bình Dương, Đồng Nai, Long An

– Tuổi: Tối thiểu 20 tuổi và không quá 60 tuổi đối với Nam (58 tuổi đối với nữ)

– Số phí Hóa Đơn Điện 3 tháng liên tục từ 250.000 đồng/tháng trở lên

Thủ Tục Hồ sơ  vay theo Hóa Đơn Điện 

  1. 1 tấm ảnh 3×4
  2. Chứng minh nhân dân
  3. Hộ khẩu  nguyên cuốn 16 trang ( đối chiếu bản gốc hoặc công chứng)
  4. Biên lai Hóa Đơn Điện 3 tháng gần nhất

 Lãi suất vay theo Hóa Đơn Điện  

Lãi suất khi vay tiêu dùng theo Hóa Đơn Điện FE credit – VpbankFC dành cho khách hàng được phân ra thành 3 nhóm và áp dụng tương ứng với 3 mức 1,66% – 2,17% và 2,95%

– Phí Hóa Đơn Điện tối thiểu hàng tháng chỉ từ 700,000 VNĐ trở lên được hưởng lãi suất  1,66%

– Phí Hóa Đơn Điện tối thiểu hàng tháng chỉ từ trên 350,000 VNĐ đến 699,000 VNĐ được hưởng lãi suất 2,17%

– Phí Hóa Đơn Điện tối thiểu hàng tháng chỉ từ trên 200,000 VNĐ đến 349,000 VNĐ được hưởng lãi suất 2,95%

=>>>>>> Hồ Sơ chuẩn bị sẽ được linh hoạt hơn 

 

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